Terms of Service

Last updated on October 25, 2024: January 26, 2026

§ 1. General Provisions

  1. These Terms of Service define the rules for using the Shield & Ledger website and Client Portal. By accessing our services, you agree to these terms.
  2. The Service Provider is Shield & Ledger Consulting Group Ltd., operating under the laws of Canada and Australia.
  3. These terms apply to all users, including visitors and registered clients accessing the portal.
  4. We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of changes.

§ 2. Definitions

  • Platform – The website and secure client portal operated by Shield & Ledger.
  • User – Any natural or legal person accessing the Platform.
  • Account – The personalized panel allowing the User to access specific Services.
  • Services – Consulting, auditing, and information services provided electronically.
  • Regulations – These Terms of Service documents.

§ 3. Scope of Services

  1. Shield & Ledger provides information regarding asset protection and tax planning. Content on the public website is for informational purposes only and does not constitute legal advice.
  2. Specific consulting services are rendered under separate engagement letters signed by the client.
  3. Access to the Client Portal allows for secure document exchange and status tracking of contracted services.
  4. We strive to ensure platform availability but do not guarantee 100% uptime due to maintenance or technical issues.

§ 4. Technical Requirements

  1. To use the Platform, the User requires a device with Internet access and a current web browser supporting TLS 1.2 or higher.
  2. Cookies must be enabled for the proper functioning of the Client Portal.
  3. Users must have an active email address to register an Account.

§ 5. User Obligations

  1. The User agrees to provide true, accurate, and complete information during registration and service engagement.
  2. The User is responsible for maintaining the confidentiality of their Account credentials.
  3. It is prohibited to use the Platform for any unlawful purpose, including money laundering or financing of terrorism.
  4. The User must not attempt to breach the security of the Platform or access data not intended for them.
  5. We reserve the right to suspend accounts suspected of violating these Terms or applicable laws.

§ 6. Final Provisions

  1. Any disputes arising from these Terms shall be resolved by the competent courts of Ontario, Canada, or New South Wales, Australia, depending on the client's location.
  2. If any provision of these Terms is found invalid, the remaining provisions shall remain in full force.
  3. These Terms constitute the entire agreement regarding the use of the website.